ratedBuildR Media Rental Damage Waiver Terms and Conditions 

Last Updated: October 15, 2025 

By clicking on the checkbox, you agree to the following terms and conditions (“Agreement”). The terms below describe the agreement between ratedBuildR LLC (doing business as ratedBuildR Media), a California Limited Liability Company (“Lessor”) and all Equipment Renters (“Lessee”). 

This Agreement is made effective through clicking on the checkbox denoted by “I have read and understood the above, and accept the terms and conditions” by Lessee. By agreeing to this Agreement, Lessee is bound by this Agreement and all terms and conditions herein, whether or not the Lessee has read them. 

1. ASSUMPTION OF RESPONSIBILITY & WAIVER PURCHASEI, the undersigned Lessee of equipment fromratedBuildR LLC, assume all responsibility and will be liable for all damage to or loss of the equipment while rented. In order to reduce my exposure for such damage, ratedBuildR LLC offers a Damage Waiver (“DW”), also referred to as the “ratedBuildR Damage Waiver,” that will reduce (but not eliminate) my responsibility for accidental damage and theft to the rented equipment up to the specified limit stated below. 

In return for paying the cost of DW, so long as I fully comply with the terms and conditions of the Rental Agreement and this Waiver, Lessor will be financially responsible for the accidental damage or theft of the rented equipment, up to the limit purchased, for the duration of the stated damage waiver period. 

2. EXCLUSIONSA violation of the Rental Contract or this Agreement shall exist, and the DW isVOID and shall not apply to the following situations: 

• Intentional Acts: Damage and/or theft caused intentionally or as a result of willful and wanton misconduct. 

• Geographic Limitation: Damage or theft occurring outside of the United States (unless prior written consent for international travel was obtained and specific international coverage was purchased). 

• Environmental Damage: Damage resulting from Dampness, Dryness, or Extremes of Temperature (including but not limited to sand, water, salt spray, or dust storms without appropriate housing). 

• Excluded Causes: Damage caused by Governmental Action, Hidden or Latent Defect, Rust, Oxidation, Corrosion or Discoloration, Wear and Tear, Mechanical Breakdown, Insects, Vermin or Animals. 

• Unauthorized Repair: Damage resulting from Processing or Work Upon the Property (e.g., attempting to repair a lens yourself). 

• Unauthorized Transfer: Damage or theft occurring after the equipment was transferred to a third party not named in the Rental Agreement. 

• Employee Theft: Theft committed by an employee, agent, or contractor of the Lessee. 

• Unattended Vehicles: Theft from any unattended vehicle UNLESS at the time of theft its windows, doors, and compartments were closed and locked AND there are visible signs that the theft was the result of forced entry (e.g., broken glass). Theft from an unlocked vehicle is NOT covered. 

• Fraud: Rental Agreement is based on fraudulent or material misrepresentation. 

• False Pretense: Voluntary parting with the equipment via a scheme, trick, or fraud (e.g., you voluntarily handed the gear to someone who scammed you). 

3. LOSS OF USEImportant:This Damage Waiver covers the physical repair or replacement cost of the equipment only. It DOES NOT cover "Loss of Use." In those circumstances where the equipment is damaged or stolen, I accept full financial responsibility for the "Loss of Use" fees (calculated at the daily rental rate for the duration the gear is out of service) as defined in the main Rental Agreement. 
4. ACKNOWLEDGEMENT OF OBLIGATIONSI accept the provisions set forth within this contract and fully understand my obligations as described in the Rental Agreement. In those circumstances where exclusions apply, I accept responsibility for damage to, loss or theft of, rented equipment.
5. DISCLAIMERI understand thatratedBuildR LLC is not an insurance provider, agent, or broker. ratedBuildR LLC is not licensed as an insurance provider, broker, or agent in any state or country. The ratedBuildR Damage Waiver is not an insurance policy. The Damage Waiver option is subject to the terms and conditions of the ratedBuildR Media Rental Agreement. 
6. DEDUCTIBLEIn the event of damage or theft covered by this waiver, I understand that I will be subject to a deductible of$1,000 per incident. I agree to pay this deductible immediately upon demand. 
7. CLAIMS PROCESSI agree to provide any documentationrequired to process a claim, including but not limited to, police reports (filed within 48 hours of discovery of theft), photos of forced entry, and other evidence as requested by Lessor. Failure to provide a police report for theft claims will result in the denial of the waiver coverage. 

By clicking “I have read and understood the above, and accept the terms and conditions,” Lessee agrees to the above terms and conditions. Lessee warrants that the individual booking this rental has full authority to enter into this Agreement and/or sign this Agreement on behalf of a corporate or like business entity if applicable.